Friday, October 11, 2019
Antidote for the Iron Law of Oligarchy Essay
In every diseases there will always a doctors to help us to cure it. In every illness it has always a medicine to manage the pain. But if we connect it to our society today, maybe it doesnââ¬â¢t have medicine or doctors that cure this kind of illnesses. This kind of attitude maybe we cannot erase to our society. This attitude maybe we can connect to the iron law of oligarchy. What is the iron law of oligarchy? ââ¬Å"The iron law of oligarchy is a political theory, first developed by the German syndicalist sociologist Robert Michels. It states that all forms of organization, regardless of how democratic or autocratic they may be at the start, will eventually and inevitably develop into oligarchies. The reasons for this are the technical indispensability of leadership, the tendency of the leaders to organize themselves and to consolidate their interests; the gratitude of the led towards the leaders, and the general immobility and passivity of the masses.â⬠ââ¬â From Wikipedia In connection to the definition of iron law of oligarchy, our government is considered as the democratic government. Where in it have presidents that are given a rule in every department and bureaus. Where in this rule are all obey by all the department and bureaus. Another characteristic of our government as a democratic country is that it let people to choose their own leaders. But these actions are not enough to tell that we have our own freedom, but these actions give other people reasons to abuse their powers. Instead of serving us, they use their positions to do the things that they want. What are the reasons why they do those things? What are the things that we need to do so that their actions are change? Here the things that we need to do. If the iron law of oligarchy is the rule of few people or the elite people, we can reverse it so that we can make it the rule of many people. Where in all the rules are all consult to us before they implement it. Another thing is, when it giving us the right information. Sometimes our government is not giving the exact information that we need to know about what happen to our government. And lastly, no oligarchy without material and power perks and bureaucracy. Part of the changes is a constant flow of reliable information among the people. Bureaucracyââ¬â¢s weakness is related to its inability to keep secrets and control the information flows. It is weakened as it loses the power to the flow of the information among us.
Thursday, October 10, 2019
Juvenile Justice reform Essay
I would like to make some recommendations on Juvenile Justice reform as young people are important part of our population. First of all I would like to comment on juvenile crime. Without any doubt,crime is one of the biggest problems society is facing today,and partly,the society is to blame for it. There should be some deterrents to make people fear the law. However,the prison is not always the best solution. Another way of punishing them is to get them to do some kind of community service. Nevertheless,if people are sent to prison they may be pushed towards a life of crime. Therefore,they may become even hardened criminals. On the other hand,community service may help integrate them into society. Another advantage of community service is that it is a cheaper alternative to prison as the offender continues to live at home. Besides,the offender is giving something back to the society instead taking from it. However,community service should,in my view,only be used as an alternative to prison when the crime comotted is minor,such a petty theft. Furthermore,I would suggest that young offenders should see the consequences of their actions and that they should be made to repay those they have robbed. I feel that it would be particularly beneficial for the victims of a crime. It seems that,while community service may work for some offenders,it fails for others. In my opinion it is better for offenders who have commited a minor crime,who are not dangerous for the society. Certainly,hardened criminals should be sent to prison. Protection of the public may be effective as long as the prisoner is inside. It may prove ineffective in the long run once the prisoner is realised,unless the rehabilitation has taken place(education and job training should be given in prison). As I mentioned above,the society is partly responsible for the youth criminal. Young offenders are not intrinsically bad,they are only reacting to the conditions in which they are finding themselves. The governement should improve the welfare of young people and give them the opportunity to contribute to society. If a young person thinks he is a failure,he may be prone to violence,vandalism and crime. They should be given funds for education so that even those from the most disabled families have the oppurtunity to succeed in their life. The government should also help the talented youngsters,artists,musicians and subsidise their work. Without the financial help,they would not succeed and it would be a great loss for the whole society. The society should look after abandoned children and provide them with reasonable accomodation. Young people are different from adults. Their conflict during adolescence is caused by the fact that biological development is faster than social development. They want to be independent,but they cannot manage their life on their own. They have to learn that life is a hard struggle which includes big challenges they have to deal with. In society,teenagers are pressured to mature more quickly and have to make decisions regarding their education. The pressure to pass exams,to find a job,to master technology has become even greater. It is more difficult to find your place in society. It becomes more difficult to find and cultivate your own values. The environment is not the only cause of bad behaviour. People say that there has been a breakdown in discipline in the home. Children can no longer rely on their parents to be there to talk over their problems with them. Today? s mothers and fathers are busy following their career path,and many no longer have the energy to spend quality time with their children. Many youngsters are spoiled by their parents who try to calm their bad conscience by giving them money,but money is not always a good way to solve problems. This may cause difficulties for youngsters and it may be possible that they will not be able to overcome challenges and problems which are common during their lifetime. Boredom may also be a cause of delinquency ,so it is extremely important to provide leisure facilities for young people,such as clubs and sports centres. In some communities there is very little to do in the evening ,and I propose that money should be set aside to provide it. This may involve some expenditure,but there should be a considerable reduction in crime. Furthermore,some television programmes and films contain bad language and violence and,in my opinion,there should be some censorship because some impressionable youngsters may copy it. As I mentioned above,the problem is greater when there is nothing to do,because a young person is more likely to spend the whole day staring at a screen which may be extremely harmful for their health. It affects the eyesight and may cause back and neck problems. It cannot be good for young people to risk their life in that way. They should be made fully aware of the health benefits of exercising and the dangers of obesity. Some exercise facilities should also be provided. I believe that my recommendations will be taken into consideration and that it will benefit the youngsters and help them grow into healthy and eminent citizens.
Wednesday, October 9, 2019
Health Care Reform
Basic overview of health care reform (3 articles):The Health Care Reform is making a huge economic impact as it has very importantà insinuations when it comes to the US economy. Hence it is important to understand what is going on with this topic. Inà ââ¬Å"Health care reform stands: How it impacts your coverageâ⬠by Parija Kavilanz, it states that the Supreme Court supported the health care reform meaning that it is obligatory for people to purchase coverage by 2014 and if not they will have to be fined.Hence by 2014, this will affect uninsured persons because they will have to purchase coverage by either doing it personally, by their employer's offered health plans or by a health insurance exchange. If they decide not to purchase coverage then a tax penalty would apply, for example when 2014 arrives, if an individual has not purchased coverage than the penalty fee will be $285 per family or 1% of their revenue (they will have to pay the higher one). By 2016, the penalty f ee will increase drastically to $2,085 per family or 2. 5% of their revenue, paying the higher one.In the intervening time, the people that are insured will still benefit from the significant things that are offered by the law. This includes things such as full coverage for preventive care and for grownup dependents of up to 26 year of age. However, this is possible because of the personal greater expenditure. Today in the US, greater than 50% of everyone (about 160 million people) acquire their health insurance straight from the company they work for and with this law in place by 2014, employers with greater than 50 full-time workers will be obligated to offer health insurance and if not they will have to pay fines.For the remaining people, 50 million of them donââ¬â¢t have coverage and the other millions purchase coverage personally through a private insurance or obtain coverage from the government though plans like Medicaid or Medicare. Inà ââ¬Å"How health reform may help â⬠¦ or hurt,â⬠à by Jeanne Sahadi, it explains how this reform inà health care can have huge impacts. Citizens in the US are being informed that this health reform is a correct objective and that it will help the economy. Obama had stated that this reform does not pertain to the problems when discussing the fiscal future but that it is part of resolving issues.However, the issuer is that the US health care expenditures are way more than other established countries and yet the cost and what get out of it does not match up. Temporarily, many citizens donââ¬â¢t have enough money for coverage or their coverage that they do have does not cover sufficiently their medical charges. In Washington discussions are often raised to talk about the possible outcomes and options for this issue. In the past 40 years, the cost for health care expenditures has gone up quicker than inflation and incomes.Currently, the USââ¬â¢s government, companies and people, devote greater than 16% of its GDP on health care, which according to Kaiser Foundation is about $7,421 per individual. Furthermore, the USââ¬â¢s high debt is also because of the growing health care costs, which increases federal expenditure on Medicare and Medicaid. However, if the health reform does work, as time goes by it would cover its own cost as well as decrease health spending without conceding quality and deliver inexpensive, accessible care for everyone.Lastly, they have to think about if the health reform fails. All theseà ââ¬Å"what ifsâ⬠are essential because one key point of why complete health reform has been an indecisive process isà thatà it is very hard toà uncover how to do it well. In ââ¬Å"What the Supreme Court ruled on health care ââ¬Ëtax'â⬠à byà Josh Levs, it discussed how the Supreme Court finds that consequences that the law puts on individuals that do not purchase health insurance amount as a constitutional tax protection while Obama claimed that th e fees should be reflected as a penalty.Meanwhile, the high court did not agree with Obamas view point. The court said that the law does not require other penalties for negation to purchase health coverage and hence there will be about 4 million individuals per year that will rather have the IRS fee instead of purchasing coverage. Furthermore, the court highlighted that it was not upon if this command was the right thing to do but because the Constitution allows this type of tax, hence it is not the courts part to prohibit it.In summation, it is important to understand the health care reform as discussed in these articles, as it has a huge impact on the country. Health Care Reform's Effect on Businessà (http://www. accountingtoday. com/news/):à à à This article explains the opinions that very influential accountants have towards the health care reform and its effect on the economy as itââ¬â¢sà becoming a very important topic in the elections as well as to every day busi nesses that have considered this issue and because of it have hindered business decisions. One of these influencers is Mark Albrecht, CEO of XCM Solutions.He explained that every business will now have to see if it is convenient to keep providing health coverage for their employees or to pay the fine while the employees buy their coverage from a private insurance company. He believes that since the fines are not that high, that there can be many companies that will prefer not offering health insurance, which is the opposite of the objective of the health care reform law. Hence, insurers have a lot of work ahead of themselves because of the fact that customarily they do not sell coverages to individuals and being that health insurance exchanges are a new notion.As for health care providers, the impacts to them of this reform will fluctuate since they will have to demonstrate that they are providing superior care and if not it is likely that they will get a compensation cut. For state governments, almost all of the weight of this reform implementation will be on the states. The states will be responsible for arranging the health insurance exchanges as well as management for the programs. Therefore, a lot of states are questioning the constitutionality of this reform as it interjects the states' rights.As for the taxpayers, this new reform doesnââ¬â¢t have an established or authorized method to monitoring the increasing health care costs. Health care expenditures are anticipated to keep on growing and hence will become a worry for many citizens in the US and for businesses as well. With no regulatory system of this increase in health care costs, it will be very challenging for the federal government to reduce the deficit and diminish the national debt liability; hence there will still be a huge economic crisis. Why Reform Healthà Care (http://useconomy. about. com):The U. S. devotes $2. 5 trillion to its health care system, which is the highest contribution within other developed nations. This is because the majority of the expense derives from the first and last days of a lifetime. A huge progress and a lot of research has been conducted in order to save premature infants and very ill seniors and this has been very expensive. Also there is an increase of malpractice lawsuits, as doctors sometimes rather prefer to conduct unnecessary expensive tests instead of getting sued later because they had not conducted the test.Furthermore, it is very expensive in the US because there is less price competition than in other industries as people simply have a fixed charge (co-pay). Health care costs keep on increasing and hence there is a need for a reform. Other reasons for a reform is to increase the superiority of care and to cover the 25% of citizens that have minimum or no health coverage to refuge their medical expenditure as each year more than 101,000 Americans pass away for not having coverage. This threatens the economy as half of all b ankruptcies are of medical expenses.Furthermore, a reform would be needed to stop theà financial expenditures of health care fraud. In 2010, when theà Patient Protection and Affordable Care Actà law came about, it gave coverage to individuals with present illnesses, kids, and individuals who had lost their jobs. It offeredà aidà toà small businesses, elders with high medicine expenditures, and capital to help the scarcity of doctors. The overheads of this was planned to be balanced by having greater payroll taxes, greater charges to medicine companies, and less expenses to infirmaries and clinics.With this act, greater than 600,000 young individuals are now covered, as individuals of up to 26 years of age are insured under their parents' coverage, which benefits the insurance companies. Also a Kaiser survey found that greater than 46% of small businesses, compared to 2010, had health care benefits. With an increase in small business with coverage for their employees, the re are less bankruptcies as well as improved credit scores and greater consumerà demand which permit greater spending, hence stimulating economic growth. Opposing Views: Voices on Health-Care Reform:Eric Ries, in ââ¬Å"Why the New Health-Care Law May Encourage Entrepreneurship,â⬠explains that as an entrepreneur, he was aware that if his company didnââ¬â¢t succeed , he could always attempt something else. Hence, he always thought the actual risk of financial loss would be from the probability of a severe sickness that wouldnââ¬â¢t be covered by his insurance. However, these fears were overcome because at the time he began as an entrepreneur, he was young, healthy, and with no family to provide. Most successful entrepreneurs are in their fortyââ¬â¢s and need to provid their families to health insurance.Hence, the Kauffman-RAND Institute for Entrepreneurship Public Policy conducted a study indicating that entrepreneurship increases as prospective entrepreneurs become capable of getting Medicare. He believes that for there to be greater entrepreneurship, there has to be policies that decrease the price of failure so that more individuals are capable to be ââ¬Å"start-up foundersâ⬠and that the Health care reform is part of the answer to make this happen. On the other hand, Rose Corona in ââ¬Å"Why the Health Care Law May Be a Harmful Prescription for Entrepreneursâ⬠emphasis that ObamaCare is a catastrophe for small businesses.She believes that this tedious, unclear and costly law will not help the economy. As a small businesses owner that doesnââ¬â¢t provide insurance to her employees, she doesnââ¬â¢t see the fairness of proposing her 30 employees a coverage if it means her business would go bankrupt. Also, she believes that with this reform, small businesses will maintain their employee count below the 50 employee minimum prerequisite to remain excused from offering health insurance hence this will create less jobs and expansi on of businesses.So this will have small businesses considering to either increasing their prices to be able to offer health care to their workers or to reduce benefits to hence maintain competitive prices. Rosa clearly does not agree with this reform. Businesses Ponder Impact of Health-Care Reform: The Supreme Court has been dealing with opinions over the topic of obligating all Americans to buy health coverage because the reform states that in 2014 businesses with greater than or equal to 50 employees will have to offer health insurance or pay a fee of $2,000 per employee. About 96% of all U. S. Small Business have less than 50 employees.Many questions have risen such as are part-time or seasonal employees part of this reform, is it less costly to pay for health coverage or the fee and what is the minimum of coverage that has to be provided? David Keiter, the owner of Yellow Van Cleaning, a carpet cleaning business with currently 48 workers is putting off hiring more employees unt il he sees what happens to this reform and many businesses are going through the same. He says that prosperous small businesses are about performing in ââ¬Å"better, faster and more efficientlyâ⬠ways and that with ââ¬Å"complicated regulations,â⬠it is just ââ¬Å"an obstacleâ⬠in the way of achieving this goal.The Economic Effect of Health Care Reform on Small Business and their Employees:Small businesses in the US compromise a great part of the countryââ¬â¢s economic world. However, small businesses are strictly underprivileged with the existing health care system. The Council of Economic Advisers conducted a study that showed that small businesses are very important to the economy and are a huge foundation of the US job evolution as they are the mainstream of business start-ups, hence very crucial when it comes to the topics of innovation and fiscal progress.Also, it showed that the health care now does not function very well these small companies as well as their employees as there are hefty taxes enforced. The health care reform would help small businesses to buy health insurance through an insurance exchange which offers a huge amount of coverage options at a lower price and for small businesses that offer health coverage to their workers, they will get a tax credit to ease the excessively costs and therefore make them want to offer coverage.This establishment of the insurance exchange will deliver improved and lower price alternatives for employees that currently do not receive insurance from their job. Moreover, health insurances will not be able to judge who to give insurance because of present illnesses. The reform can also help grow the entrepreneurial movement by potentially increase the amount of workers that would want to work for a small business and can decrease ââ¬Å"job lockâ⬠of when employees are scared to quit their job because of terror of finding inexpensive health insurance.Only the small business that cannot or will refuse to offer health insurance will endure a huge cost. Papa John's CEO Says Health Care Reform Law Will Increase Price of Pizza:Papa John's CEO John Schnatter stated that people should anticipate for pizza orders to be more expensive by 2014 because of the health care reform. The estimate for this reform per pizza is about an additional 11 to 14 cents. In a company meeting, he informed the company that its approach would be to impose the additional expense onto customers in order to keep the shareholders of the company at their best benefit.They also commented about how this reform might have a undesirable influence as the company and its franchises might have to offer health insurance to their part-time employees which is something they donââ¬â¢t always do for certain part time workers. This also applies to other employers and a study by Mercer L. L. C. said that about 46 percent of hospitality businesses will experience greater health insurance costs by about 3 perce nt by 2014. Cogent statement:After reading the articles summarized above and getting a better understanding of the health care reform, even though many of the articles oppose this reform, it might not be such a negative approach for the country but instead in the long run, I think that it will have a positive change. A lot of thought has been put in this reform and there are reasons of why it includes specific details. With the study conducted by the Council of Economic Adviser, we can have an idea of the economic influences that this health care reform will have on the US economy as a whole.They approximated that by reducing the yearly increase in health care costs by 1. 5 percent, then this would give rise to the real GDP. Hence, with a decrease in the growing rate of health care expenditures, the revenue gains are slightly minor, but still significant. Also, decelerating the growing percentage of health care expenditures will avert the devastating increases that we see in the Fed eral budget deficit as well as decrease the unemployment levels. Furthermore, offering health insurance to those without coverage would increase the net financial welfare by approximately $100 billion per year.The health care reform will possibly also rise employment and eliminate preventable obstacles to work mobility. In the article ââ¬Å"Health Care Reform Bill Summary: A Look At What's in the Billâ⬠on CBS News, it informed that the cost of this reform would be about $940 billion in ten years, but that the deficit would decrease by $143 billion in ten years after implementing it. This reform would offer health insurance to about 32 million people in the US, who presently do not have coverage. For the people with no insurance or for those who are self-employed, they will be capable of obtaining insurance by going to their state insurance exchanges.There will also be subsidies accessible to people as well as their families if their revenue falls in the 133 percent through 40 0 percent of the Federal Poverty Level. For small businesses, distinct exchanges would be formed to buy insurance which will be in live in 2014. As for small businesses, with the present health care system of the country, they spend significantly more to offer coverage to their employees. Normally, small businesses spend about 18 percent extra on health insurance than bigger businesses. Hence, Health Care Reform The present healthcare system compared with other developed nations is currently spending more for healthcare. In 2005, the U. S. spent 15. 3% of its GDP for healthcare compared to the average 9% of others in the first world (ACP, 2008). However, despite greater spending and a wealthier economy, the number of uninsured and underinsured is still high with 47 million at present. Not a few hospitals have complained that the rising number of uninsured they serve is leading to greater financial struggles to maintain operations.The greater national spending can be attributed to the more frequent use of technologies in the U. S. that other countries may regard as luxury (ACP, 2008). In addition, there is a marked shortage of healthcare workers. The aging healthcare workforce attests to this. There seems to be no incentive given for individuals to gain education in this field and current workers face a lot of difficulties as they perform their jobs. They are not rewarded for conducting preve ntive services but are greatly remunerated if the number of people seeking medical services increase.These problems exist because of the lack of regulation on healthcare and its related industry. Other countries exert more effort to regulate this area which has a great impact on the health and well-being of their citizens. The greatly market-oriented and profit-based healthcare system in the U. S. leads to the benefit of pharmaceutical companies and greater individual expenses for those who can afford it while denying access to the underprivileged (ACP).Clinton, McCain and Obama have presented their own versions of healthcare reform which are mainly anchored in increasing the access of the uninsured to healthcare. However, none have gone to a detailed outline of how exactly they can implement these once elected. This may be because garnering the most votes is more important than presenting a definite and concrete stand on such a complex issue which may turn off some sectors of socie ty. Health Care Reform Basic overview of health care reform (3 articles):The Health Care Reform is making a huge economic impact as it has very importantà insinuations when it comes to the US economy. Hence it is important to understand what is going on with this topic. Inà ââ¬Å"Health care reform stands: How it impacts your coverageâ⬠by Parija Kavilanz, it states that the Supreme Court supported the health care reform meaning that it is obligatory for people to purchase coverage by 2014 and if not they will have to be fined.Hence by 2014, this will affect uninsured persons because they will have to purchase coverage by either doing it personally, by their employer's offered health plans or by a health insurance exchange. If they decide not to purchase coverage then a tax penalty would apply, for example when 2014 arrives, if an individual has not purchased coverage than the penalty fee will be $285 per family or 1% of their revenue (they will have to pay the higher one). By 2016, the penalty f ee will increase drastically to $2,085 per family or 2. 5% of their revenue, paying the higher one.In the intervening time, the people that are insured will still benefit from the significant things that are offered by the law. This includes things such as full coverage for preventive care and for grownup dependents of up to 26 year of age. However, this is possible because of the personal greater expenditure. Today in the US, greater than 50% of everyone (about 160 million people) acquire their health insurance straight from the company they work for and with this law in place by 2014, employers with greater than 50 full-time workers will be obligated to offer health insurance and if not they will have to pay fines.For the remaining people, 50 million of them donââ¬â¢t have coverage and the other millions purchase coverage personally through a private insurance or obtain coverage from the government though plans like Medicaid or Medicare. Inà ââ¬Å"How health reform may help â⬠¦ or hurt,â⬠à by Jeanne Sahadi, it explains how this reform inà health care can have huge impacts. Citizens in the US are being informed that this health reform is a correct objective and that it will help the economy. Obama had stated that this reform does not pertain to the problems when discussing the fiscal future but that it is part of resolving issues.However, the issuer is that the US health care expenditures are way more than other established countries and yet the cost and what get out of it does not match up. Temporarily, many citizens donââ¬â¢t have enough money for coverage or their coverage that they do have does not cover sufficiently their medical charges. In Washington discussions are often raised to talk about the possible outcomes and options for this issue. In the past 40 years, the cost for health care expenditures has gone up quicker than inflation and incomes.Currently, the USââ¬â¢s government, companies and people, devote greater than 16% of its GDP on health care, which according to Kaiser Foundation is about $7,421 per individual. Furthermore, the USââ¬â¢s high debt is also because of the growing health care costs, which increases federal expenditure on Medicare and Medicaid. However, if the health reform does work, as time goes by it would cover its own cost as well as decrease health spending without conceding quality and deliver inexpensive, accessible care for everyone.Lastly, they have to think about if the health reform fails. All theseà ââ¬Å"what ifsâ⬠are essential because one key point of why complete health reform has been an indecisive process isà thatà it is very hard toà uncover how to do it well. In ââ¬Å"What the Supreme Court ruled on health care ââ¬Ëtax'â⬠à byà Josh Levs, it discussed how the Supreme Court finds that consequences that the law puts on individuals that do not purchase health insurance amount as a constitutional tax protection while Obama claimed that th e fees should be reflected as a penalty.Meanwhile, the high court did not agree with Obamas view point. The court said that the law does not require other penalties for negation to purchase health coverage and hence there will be about 4 million individuals per year that will rather have the IRS fee instead of purchasing coverage. Furthermore, the court highlighted that it was not upon if this command was the right thing to do but because the Constitution allows this type of tax, hence it is not the courts part to prohibit it.In summation, it is important to understand the health care reform as discussed in these articles, as it has a huge impact on the country. Health Care Reform's Effect on Businessà (http://www. accountingtoday. com/news/):à à à This article explains the opinions that very influential accountants have towards the health care reform and its effect on the economy as itââ¬â¢sà becoming a very important topic in the elections as well as to every day busi nesses that have considered this issue and because of it have hindered business decisions. One of these influencers is Mark Albrecht, CEO of XCM Solutions.He explained that every business will now have to see if it is convenient to keep providing health coverage for their employees or to pay the fine while the employees buy their coverage from a private insurance company. He believes that since the fines are not that high, that there can be many companies that will prefer not offering health insurance, which is the opposite of the objective of the health care reform law. Hence, insurers have a lot of work ahead of themselves because of the fact that customarily they do not sell coverages to individuals and being that health insurance exchanges are a new notion.As for health care providers, the impacts to them of this reform will fluctuate since they will have to demonstrate that they are providing superior care and if not it is likely that they will get a compensation cut. For state governments, almost all of the weight of this reform implementation will be on the states. The states will be responsible for arranging the health insurance exchanges as well as management for the programs. Therefore, a lot of states are questioning the constitutionality of this reform as it interjects the states' rights.As for the taxpayers, this new reform doesnââ¬â¢t have an established or authorized method to monitoring the increasing health care costs. Health care expenditures are anticipated to keep on growing and hence will become a worry for many citizens in the US and for businesses as well. With no regulatory system of this increase in health care costs, it will be very challenging for the federal government to reduce the deficit and diminish the national debt liability; hence there will still be a huge economic crisis. Why Reform Healthà Care (http://useconomy. about. com):The U. S. devotes $2. 5 trillion to its health care system, which is the highest contribution within other developed nations. This is because the majority of the expense derives from the first and last days of a lifetime. A huge progress and a lot of research has been conducted in order to save premature infants and very ill seniors and this has been very expensive. Also there is an increase of malpractice lawsuits, as doctors sometimes rather prefer to conduct unnecessary expensive tests instead of getting sued later because they had not conducted the test.Furthermore, it is very expensive in the US because there is less price competition than in other industries as people simply have a fixed charge (co-pay). Health care costs keep on increasing and hence there is a need for a reform. Other reasons for a reform is to increase the superiority of care and to cover the 25% of citizens that have minimum or no health coverage to refuge their medical expenditure as each year more than 101,000 Americans pass away for not having coverage. This threatens the economy as half of all b ankruptcies are of medical expenses.Furthermore, a reform would be needed to stop theà financial expenditures of health care fraud. In 2010, when theà Patient Protection and Affordable Care Actà law came about, it gave coverage to individuals with present illnesses, kids, and individuals who had lost their jobs. It offeredà aidà toà small businesses, elders with high medicine expenditures, and capital to help the scarcity of doctors. The overheads of this was planned to be balanced by having greater payroll taxes, greater charges to medicine companies, and less expenses to infirmaries and clinics.With this act, greater than 600,000 young individuals are now covered, as individuals of up to 26 years of age are insured under their parents' coverage, which benefits the insurance companies. Also a Kaiser survey found that greater than 46% of small businesses, compared to 2010, had health care benefits. With an increase in small business with coverage for their employees, the re are less bankruptcies as well as improved credit scores and greater consumerà demand which permit greater spending, hence stimulating economic growth. Opposing Views: Voices on Health-Care Reform:Eric Ries, in ââ¬Å"Why the New Health-Care Law May Encourage Entrepreneurship,â⬠explains that as an entrepreneur, he was aware that if his company didnââ¬â¢t succeed , he could always attempt something else. Hence, he always thought the actual risk of financial loss would be from the probability of a severe sickness that wouldnââ¬â¢t be covered by his insurance. However, these fears were overcome because at the time he began as an entrepreneur, he was young, healthy, and with no family to provide. Most successful entrepreneurs are in their fortyââ¬â¢s and need to provid their families to health insurance.Hence, the Kauffman-RAND Institute for Entrepreneurship Public Policy conducted a study indicating that entrepreneurship increases as prospective entrepreneurs become capable of getting Medicare. He believes that for there to be greater entrepreneurship, there has to be policies that decrease the price of failure so that more individuals are capable to be ââ¬Å"start-up foundersâ⬠and that the Health care reform is part of the answer to make this happen. On the other hand, Rose Corona in ââ¬Å"Why the Health Care Law May Be a Harmful Prescription for Entrepreneursâ⬠emphasis that ObamaCare is a catastrophe for small businesses.She believes that this tedious, unclear and costly law will not help the economy. As a small businesses owner that doesnââ¬â¢t provide insurance to her employees, she doesnââ¬â¢t see the fairness of proposing her 30 employees a coverage if it means her business would go bankrupt. Also, she believes that with this reform, small businesses will maintain their employee count below the 50 employee minimum prerequisite to remain excused from offering health insurance hence this will create less jobs and expansi on of businesses.So this will have small businesses considering to either increasing their prices to be able to offer health care to their workers or to reduce benefits to hence maintain competitive prices. Rosa clearly does not agree with this reform. Businesses Ponder Impact of Health-Care Reform: The Supreme Court has been dealing with opinions over the topic of obligating all Americans to buy health coverage because the reform states that in 2014 businesses with greater than or equal to 50 employees will have to offer health insurance or pay a fee of $2,000 per employee. About 96% of all U. S. Small Business have less than 50 employees.Many questions have risen such as are part-time or seasonal employees part of this reform, is it less costly to pay for health coverage or the fee and what is the minimum of coverage that has to be provided? David Keiter, the owner of Yellow Van Cleaning, a carpet cleaning business with currently 48 workers is putting off hiring more employees unt il he sees what happens to this reform and many businesses are going through the same. He says that prosperous small businesses are about performing in ââ¬Å"better, faster and more efficientlyâ⬠ways and that with ââ¬Å"complicated regulations,â⬠it is just ââ¬Å"an obstacleâ⬠in the way of achieving this goal.The Economic Effect of Health Care Reform on Small Business and their Employees:Small businesses in the US compromise a great part of the countryââ¬â¢s economic world. However, small businesses are strictly underprivileged with the existing health care system. The Council of Economic Advisers conducted a study that showed that small businesses are very important to the economy and are a huge foundation of the US job evolution as they are the mainstream of business start-ups, hence very crucial when it comes to the topics of innovation and fiscal progress.Also, it showed that the health care now does not function very well these small companies as well as their employees as there are hefty taxes enforced. The health care reform would help small businesses to buy health insurance through an insurance exchange which offers a huge amount of coverage options at a lower price and for small businesses that offer health coverage to their workers, they will get a tax credit to ease the excessively costs and therefore make them want to offer coverage.This establishment of the insurance exchange will deliver improved and lower price alternatives for employees that currently do not receive insurance from their job. Moreover, health insurances will not be able to judge who to give insurance because of present illnesses. The reform can also help grow the entrepreneurial movement by potentially increase the amount of workers that would want to work for a small business and can decrease ââ¬Å"job lockâ⬠of when employees are scared to quit their job because of terror of finding inexpensive health insurance.Only the small business that cannot or will refuse to offer health insurance will endure a huge cost. Papa John's CEO Says Health Care Reform Law Will Increase Price of Pizza:Papa John's CEO John Schnatter stated that people should anticipate for pizza orders to be more expensive by 2014 because of the health care reform. The estimate for this reform per pizza is about an additional 11 to 14 cents. In a company meeting, he informed the company that its approach would be to impose the additional expense onto customers in order to keep the shareholders of the company at their best benefit.They also commented about how this reform might have a undesirable influence as the company and its franchises might have to offer health insurance to their part-time employees which is something they donââ¬â¢t always do for certain part time workers. This also applies to other employers and a study by Mercer L. L. C. said that about 46 percent of hospitality businesses will experience greater health insurance costs by about 3 perce nt by 2014. Cogent statement:After reading the articles summarized above and getting a better understanding of the health care reform, even though many of the articles oppose this reform, it might not be such a negative approach for the country but instead in the long run, I think that it will have a positive change. A lot of thought has been put in this reform and there are reasons of why it includes specific details. With the study conducted by the Council of Economic Adviser, we can have an idea of the economic influences that this health care reform will have on the US economy as a whole.They approximated that by reducing the yearly increase in health care costs by 1. 5 percent, then this would give rise to the real GDP. Hence, with a decrease in the growing rate of health care expenditures, the revenue gains are slightly minor, but still significant. Also, decelerating the growing percentage of health care expenditures will avert the devastating increases that we see in the Fed eral budget deficit as well as decrease the unemployment levels. Furthermore, offering health insurance to those without coverage would increase the net financial welfare by approximately $100 billion per year.The health care reform will possibly also rise employment and eliminate preventable obstacles to work mobility. In the article ââ¬Å"Health Care Reform Bill Summary: A Look At What's in the Billâ⬠on CBS News, it informed that the cost of this reform would be about $940 billion in ten years, but that the deficit would decrease by $143 billion in ten years after implementing it. This reform would offer health insurance to about 32 million people in the US, who presently do not have coverage. For the people with no insurance or for those who are self-employed, they will be capable of obtaining insurance by going to their state insurance exchanges.There will also be subsidies accessible to people as well as their families if their revenue falls in the 133 percent through 40 0 percent of the Federal Poverty Level. For small businesses, distinct exchanges would be formed to buy insurance which will be in live in 2014. As for small businesses, with the present health care system of the country, they spend significantly more to offer coverage to their employees. Normally, small businesses spend about 18 percent extra on health insurance than bigger businesses. Hence,
Tuesday, October 8, 2019
A Dispatch from Soviet Uzbekistan Essay Example | Topics and Well Written Essays - 500 words
A Dispatch from Soviet Uzbekistan - Essay Example The aristocratic nature of the rule has been overruled by the Russian bureaucracy. It is true that ideally a shift from a monopolistic rule to a people based leadership must create a socially free living environment. However, the political developments in Samarkand very evidently could not bring forth such changes. A shift of the political capital of Uzbekistan from Samarkand to Tashkent by the Russians created a functional shock in the social system. Though politically Samarkand lost its relevance, the cultural factors still pull the people to be close to Samarkand. It would be right to state that as the political capital moved to Tashkent, Samarkand evolved to be the cultural heart of Uzbekistan. This created a social gap among the people. The corruptive bureaucratic setup is an ideal evidence for this. Corruption is prevalent in almost all of the public based systems. The economic slowdown from which the country is yet to recover is another added contributor towards this cause. Th e new political setup has opened avenues for newer corruptive sources of income. The cultural shock that Samarkand is facing is also quite easily observable at all its nook and corners. The area historically had been known for its well maintained monuments and gardens. These had been the cultural identity of the area. Taking this to account, it is quite disappointing to find most of the formal gardens of Samarkand at the verge of complete destruction. They were heavily infested with weeds and least maintained. It appeared that the plants were crying for water and the grass had lost its vigor. When such cultural icons are left with no attention paid, it refers to the political inefficacy of the prevailed political system. The country was still getting over the aftermaths of the depression and the earthquake. Poverty was clearly notable in and around Samarkand. People are found to be extremely worried of the ways to earn their daily bread and butter. The
Monday, October 7, 2019
Arena Chapel Essay Example | Topics and Well Written Essays - 1750 words
Arena Chapel - Essay Example The collection and distribution of money in order to obtain a profit, or usuring, was a very serious sin during this time period. Scorvegni thus more than likely had the chapel made in order to atone for his father's crimes. This was a way for Scorvegni to regain his family's name and thus to cleanse himself of anything his father may have done in the past. This can best be displayed by Scorvegni's dedication of the chapel in part to Santa Maria del Carita de Arena, the Virgin of Chastity, to try and remove the greedy stamp that had been applied to the family. Furthermore, within the Chapel itself, the sin of usury can be viewed in several of the chapel's frescoes. Perhaps the most powerful vision of this present in the chapel is the picture of Judas accepting money to betray Christ. Another picture displaying this image depicts Christ banishing the Temple merchants, and the addition of the usurers being hanged in Hell from their money bags. Scorvegni thus made a serious attempt to l et others know that he did recognize the sins of his family as serious ones. Scrovegni's development of the chapel was meant to be viewed as a reflection of his piety, and his atonement for the sins of his father. He was also following in the footsteps of the practice of the time, for several wealthy merchants had chapels constructed within their palaces. This seems to present us with a bit of conflict of motivation for the chapel's creations, which is also reflected in some of the chapel's pictorials: Among the factors that relate specifically to Enrico Scrovegni are a possible desire to expiate his father's usury and at the same time to make his own expenditure conspicuous; an ambition for status combined with a fear of damnation; a desire, on the one hand, to be regarded as an ascetic devoted to the cult of the Virgin, and, on the other, to secure for himself a fitting property to serve as his personal monument. (Norman 92) It appears quite possible that the Chapel was consecrated on March 25, 1305, during the Feast of the Annunciation (Norman 92). The first reference to the Arena Chapel was discovered in the poem The Documents of Love composed by Barberino. The poem alludes to Envy which "Giotto painted excellently in the Arena at Padua." Envy is just one figure of sins and vices found on the walls of the chapel. The chapel is a very interesting composition that tells a story within the cycle of its frescos. The cycle of the pictures displays the story of the Life of the Virgin as well as the Life of Christ. The presentation of the Virgin's story seems highly significant since the chapel itself is dedicated to the Virgin. Another interesting part of the chapel's dedication is the area reserved for the Virgin of the Annunciation, which also helps to contribute to the Annunciation on the Chancel Arch. The frescos here represent the end of the story of the Virgin and the beginning of the story of Christ (Cole 98). The story starts on the higher level on the south wall, with Joachim and Anna, the parents of the Virgin. The story then progresses from east to west. Viewers first see the Expulsion of Joachim from the Temple and the finale of this occurrence, when Joachim and Anna discover each other at the Golden Gate.
Sunday, October 6, 2019
Corporate startegy Essay Example | Topics and Well Written Essays - 2500 words - 1
Corporate startegy - Essay Example Cookson group plc notable has enhanced its strategic position which put the company forward as a competitive in the industry. The company business model and strategies takes into account the changing corporate environment and the systematic realization of the underlying positioning. The company has achieved this through devise of a desired position in the future based on the foreseeable and present developments as well as strategizing to realize this positioning. Focus and emphasis is laid on the company continuity and the determination of character and contents of the organization activities. The company strategic position is underpinned on several aspects including leading global markets positions in its industry and development of market exposure to increase revenue and profits. Others include enhanced technology, increased R&D capability, acquisitions, strong cash flow momentum and expansion into international markets. Cookson group plc has two main divisions in its business model which are Performance material section and Engineering Ceramics where it operates under Alent PLC and Vesuvious PLC respectively. These divisions facilitate in supplying specialist consumable materials and chemicals in industrial production processes. It is notable that both divisions have adopted the same business model and the way operations are carried out. The company notably sells its products based on added value as opposed to just price (Cookson Group Plc 2006). Cookson group plc also focuses on sustaining and maintaining strong financial position enhancing support on its businesses in the divisions. This business model strives to achieve this through enhanced long-term financing arrangements with ample liquidity and low leverage headroom. Cookson business model and strategy can be summarized as follows:- This analysis involves study on the corporate environment that the company operates so as to
Saturday, October 5, 2019
American Cancer Society Essay Example | Topics and Well Written Essays - 2000 words
American Cancer Society - Essay Example e pursuit of eliminating cancer from the global sphere, the American Cancer Society carries on substantial research and educational services internationally. Moreover, the American Cancer Society strategizes its goals and objectives through encouragement in building more cancer research institutes to enhance the global research potential. In fact, the American Cancer Society is found to be the largest voluntary research organization in America in the field of health. An association formed to render public services in the health sphere stands out to become a successful venture if its activities are subjected to due governance and monitoring. In this regard, the American Cancer Society is also governed by two separate and distinct set of body viz. the National Assembly and the National Board of Directors. In turn these two separate bodies are constituted by people both nonprofessionals and medical experts. (American Cancer Society, 2010) American Cancer Society in its bid to create awareness about Colon Cancer conducted an advertising program on a national basis. The voluntary association using Television commercials and print media conducted the advertising program. The advertisements aired in the television channels in the commercials and the newspapers were constructed targeting the general audience. A second group of advertisement was also made to target the African population dwelling in America. This advertisement was also aired but by the use of radio. In order to evaluate the effectiveness of the advertisement program a market research activity was also initiated. The Market Research was conducted by targeting a focus group of women in the age group of 50 to 64 years. Moreover, a methodology was also devised to contact the target group of the advertisements conducted. The participants were contacted through telephone on an individual basis. Herein, a set of qualifying criteria was also decided upon. Firstly, it was found out whether the individual was a
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